The Schulten Group of Wells Fargo Advisors

CONNECT

Address:

6700 E. Pacific Coast Highway, Suite 170
Long Beach, CA 90803

Phone:

562-799-2190

Fax/Other:

562-799-2189

Insurance & Risk Management

 

Planning for the unexpected may be the most difficult aspect of wealth management but it is essential to help protect your wealth plan. Insurance can help protect against catastrophic events that go beyond conventional risks such as market volatility.

When it comes to the amount of coverage needed to help protect your financial goals, the “right” answer is unique to you. Factors such as age, dependents, and what you intend your insurance coverage to do need to be carefully reviewed.

As part of our wealth planning process we conduct an extensive insurance & liability management review, including:

Life insurance to protect your legacy and provide for your loved ones if you are no longer able.
 

Disability insurance to cover essentail expenses if you unable to work.
 

Long-term care insurance to help cover the cost of care at home, or in an assisted living or skilled nursing facility. 
 

We believe that it is important for you to be prepared for the unknown and as part of the wealth planning process we will recommend coverages to help protect you, your family and your long term wealth plan.

 

 

 

 

This information is not, in any way, intended as an invitation to replace your existing coverage. Such an exchange is often not suitable due to such factors as surrender charges on your existing contract, the surrender charge period on the new contract, transaction costs associated with the exchange, the values of the new contract versus the old contract, and the various fees and expenses associated with the new product. Therefore, replacing an existing policy should only be considered after a careful evaluation of these factors as well as a thorough review of your existing coverage.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

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FINRA’s BrokerCheck Obtain more information about our firm and its financial professionals